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	<title>All Pros Realty &#187; For Buyers</title>
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	<link>http://www.allprosrealty.com</link>
	<description>Virginia Beach Virginia Real Estate</description>
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		<title>Best Financing Rates</title>
		<link>http://www.allprosrealty.com/for-buyers/best-financing-rates/</link>
		<comments>http://www.allprosrealty.com/for-buyers/best-financing-rates/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 18:05:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=365</guid>
		<description><![CDATA[Interest rates vary from program to program and lender to lender. They are also affected by “points” (one point = 1% of the loan amount).  Interest rates can be bought down by paying additional points. In today’s market rates are determined on the strength of the buyer’s credit and the type of loan applied for. [...]]]></description>
			<content:encoded><![CDATA[<p>Interest rates vary from program to program and lender to lender.</p>
<p><a href="http://www.allprosrealty.com/wp-content/uploads/2010/04/Fotolia_5440670_S.jpg" rel="shadowbox[post-365];player=img;"><img class="alignright size-medium wp-image-366" title="Businessman on staircase, isolated on white background" src="http://www.allprosrealty.com/wp-content/uploads/2010/04/Fotolia_5440670_S-300x202.jpg" alt="" width="300" height="202" /></a>They are also affected by “points” (one point = 1% of the loan amount).  Interest rates can be bought down by paying additional points.</p>
<p>In today’s market rates are determined on the strength of the buyer’s credit and the type of loan applied for.</p>
<p>There are many types of loans available, such as VA, FHA, VHDA, etc.</p>
<p>Some loans have no down payment requirements; others are fixer upper loans (FHA 203K).</p>
<p>All/Pros believes that a buyer should be well informed as to their purchasing power.  You cannot buy a home unless you know you are qualified.</p>
<p><a href="http://www.allprosrealty.com/buyer-and-seller ">Fill out this form and we will assist you, without any obligation.</a></p>
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		<item>
		<title>Buyer Danger Traps</title>
		<link>http://www.allprosrealty.com/for-buyers/buyer-danger-traps/</link>
		<comments>http://www.allprosrealty.com/for-buyers/buyer-danger-traps/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 18:04:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=362</guid>
		<description><![CDATA[There are many traps that a buyer should be looking for, whether you are a first time buyer or buying another home. These traps and dangers include unexpected and unplanned items adding up to additional expenses, before and after settlement. You don’t need this added excitement and stress when purchasing your home. Our All/Pros agents [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.allprosrealty.com/wp-content/uploads/2010/04/Fotolia_953463_S.jpg" rel="shadowbox[post-362];player=img;"><img class="alignright size-medium wp-image-363" title="money financial risk" src="http://www.allprosrealty.com/wp-content/uploads/2010/04/Fotolia_953463_S-300x200.jpg" alt="" width="300" height="200" /></a>There are many traps that a buyer should be looking for, whether you are a first time buyer or buying another home.</p>
<p>These traps and dangers include unexpected and unplanned items adding up to additional expenses, before and after settlement.</p>
<p>You don’t need this added excitement and stress when purchasing your home.</p>
<p>Our All/Pros agents are full time fully trained professionals who can guide you and help you as a buyer guard against, and budget for, additional expenses.</p>
<p><a href="http://www.allprosrealty.com/buyer-and-seller "> Sign up to order our pamphlet on how to avoid traps and dangers when buying a home.</a></p>
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		<item>
		<title>Farms, Horse Farms, Acreage</title>
		<link>http://www.allprosrealty.idxco.com/idx/6210/results.php?stp=advanced&#038;idxID=163&#038;pt=ld&#038;showField=cityField&#038;lp=200000&#038;hp=800000&#038;srt=DESC&#038;start=0&#038;per=10&#038;aw_681%5B%5D=Agriculture&#038;aw_681%5B%5D=Horses+Permitted&#038;aw_681%5B%5D=Zoned+Horses</link>
		<comments>http://www.allprosrealty.idxco.com/idx/6210/results.php?stp=advanced&#038;idxID=163&#038;pt=ld&#038;showField=cityField&#038;lp=200000&#038;hp=800000&#038;srt=DESC&#038;start=0&#038;per=10&#038;aw_681%5B%5D=Agriculture&#038;aw_681%5B%5D=Horses+Permitted&#038;aw_681%5B%5D=Zoned+Horses#comments</comments>
		<pubDate>Tue, 06 Apr 2010 18:00:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=360</guid>
		<description><![CDATA[]]></description>
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		<title>Waterfront Properties</title>
		<link>http://www.allprosrealty.idxco.com/idx/6210/results.php?stp=advanced&#038;idxID=163&#038;pt=sfr&#038;showField=cityField&#038;lp=200000&#038;hp=800000&#038;ba=0&#038;srt=DESC&#038;start=0&#038;per=10&#038;a_waterfrontYN=Yes</link>
		<comments>http://www.allprosrealty.idxco.com/idx/6210/results.php?stp=advanced&#038;idxID=163&#038;pt=sfr&#038;showField=cityField&#038;lp=200000&#038;hp=800000&#038;ba=0&#038;srt=DESC&#038;start=0&#038;per=10&#038;a_waterfrontYN=Yes#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:55:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=358</guid>
		<description><![CDATA[]]></description>
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		<title>Make an Offer</title>
		<link>http://www.allprosrealty.com/for-buyers/make-an-offer/</link>
		<comments>http://www.allprosrealty.com/for-buyers/make-an-offer/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:46:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=352</guid>
		<description><![CDATA[What if you could make an offer of real estate from the comfort of your home in less than 5 minutes.  Lock in price, terms and conditions?  Then you have 7 working days to view and inspect the property. If satisfactory finalize; if not, renegotiate or reject the offer.  Earnest money will be returned if [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.allprosrealty.com/wp-content/uploads/2010/04/Fotolia_547953_S.jpg" rel="shadowbox[post-352];player=img;"><img class="alignright size-medium wp-image-356" title="signature" src="http://www.allprosrealty.com/wp-content/uploads/2010/04/Fotolia_547953_S-300x210.jpg" alt="" width="300" height="210" /></a>What if you could make an offer of real estate from the comfort of your home in less than 5 minutes.  Lock in price, terms and conditions?  Then you have 7 working days to view and inspect the property.</p>
<p>If satisfactory finalize; if not, renegotiate or reject the offer.  Earnest money will be returned if offer is rejected.</p>
<p><strong><a href="http://www.allprosrealty.com/make-an-offer-form/ ">Register with Make An Offer</a></strong></p>
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		<item>
		<title>Homebuyer Protection Plan</title>
		<link>http://www.allprosrealty.com/for-buyers/homebuyer-protection-plan/</link>
		<comments>http://www.allprosrealty.com/for-buyers/homebuyer-protection-plan/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:36:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=342</guid>
		<description><![CDATA[Home Buyer Protection Plans are warranties that cover appliances, heating and air conditioning systems, etc. They can be purchased by the Buyer or the Seller.  In some cases these warranties can be made part of the sale negotiations. Are they worth the money?  We help you compare cost with the protection offered. Contact us now [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.allprosrealty.com/wp-content/uploads/2010/04/Fotolia_6985735_S.jpg" rel="shadowbox[post-342];player=img;"><img class="alignright size-medium wp-image-340" title="love couple" src="http://www.allprosrealty.com/wp-content/uploads/2010/04/Fotolia_6985735_S-300x211.jpg" alt="" width="300" height="211" /></a>Home Buyer Protection Plans are warranties that cover appliances, heating and air conditioning systems, etc.</p>
<p>They can be purchased by the Buyer or the Seller.  In some cases these warranties can be made part of the sale negotiations.</p>
<p><strong> </strong></p>
<p>Are they worth the money?  We help you compare cost with the protection offered.</p>
<p><a href="http://www.allprosrealty.com/buyer-and-seller ">Contact us now for more info.</a></p>
]]></content:encoded>
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		<item>
		<title>Distress And Short Sales</title>
		<link>http://www.allprosrealty.com/for-buyers/distress-and-short-sales/</link>
		<comments>http://www.allprosrealty.com/for-buyers/distress-and-short-sales/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:34:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=339</guid>
		<description><![CDATA[Distress and Short Sales are properties which have not necessarily reached the point of complete foreclosure proceedings. In a Short Sale the owner makes a deal with the bank holding the mortgage to sell the property for less than what is owed on the loan. In a Foreclosure the lender has taken title to the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.allprosrealty.com/wp-content/uploads/2010/04/Short-Sale-v-Foreclose.jpg" rel="shadowbox[post-339];player=img;"><img class="alignright size-medium wp-image-344" title="Short Sale v Foreclose" src="http://www.allprosrealty.com/wp-content/uploads/2010/04/Short-Sale-v-Foreclose-285x300.jpg" alt="" width="285" height="300" /></a>Distress and Short Sales are properties which have not necessarily reached the point of complete foreclosure proceedings.</p>
<p>In a <span style="text-decoration: underline;">Short Sal</span>e the owner makes a deal with the bank holding the mortgage to sell the property for less than what is owed on the loan.</p>
<p>In a <span style="text-decoration: underline;">Foreclosure</span> the lender has taken title to the property.</p>
<p>Regardless, any of these properties are a great way and a good deal to buy a home.  We at All/Pros have the expertise to help you find the right property to meet your needs.</p>
<p><a href="http://www.allprosrealty.com/buyer-and-seller">Sign up for more information and to receive our e-mailed lists of current short sales and foreclosures.</a></p>
<p><a href="http://www.allprosrealty.com/buyer-and-seller"> </a></p>
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		<title>Buy With Zero Down</title>
		<link>http://www.allprosrealty.com/for-buyers/buy-with-zero-down/</link>
		<comments>http://www.allprosrealty.com/for-buyers/buy-with-zero-down/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:32:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=337</guid>
		<description><![CDATA[Many people think that a $10,000 or higher down payment is required to buy a home. This is not always true. Steady employment, credit history and your financial ability play a part in lenders establishing down payment requirements. Our lenders have programs available to qualify you to purchase a home with zero down.  Get in [...]]]></description>
			<content:encoded><![CDATA[<p>Many people think that a $10,000 or higher down payment is required to buy a home.</p>
<p>This is not always true.</p>
<p>Steady employment, credit history and your financial ability play a part in lenders establishing down payment requirements.</p>
<p>Our lenders have programs available to qualify you to purchase a home with zero down.  <a href="http://www.allprosrealty.com/buyer-and-seller ">Get in touch with us and let’s see if you are the lucky person.</a></p>
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		<title>Fixer Upper Properties</title>
		<link>http://www.allprosrealty.com/for-buyers/fixer-upper-properties/</link>
		<comments>http://www.allprosrealty.com/for-buyers/fixer-upper-properties/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:31:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=334</guid>
		<description><![CDATA[Fixer Uppers can be diamonds in the rough if you are a handyman and are prepared to create a realistic budget.  A fixer upper can be a good way to get into a home with automatic built in equity.  If you are an individual who can recognize potential then our Fixer Upper properties are what [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.allprosrealty.com/wp-content/uploads/2010/04/floor-tile-repair.jpg" rel="shadowbox[post-334];player=img;"><img class="alignright size-full wp-image-335" title="floor tile repair" src="http://www.allprosrealty.com/wp-content/uploads/2010/04/floor-tile-repair.jpg" alt="" width="137" height="160" /></a>Fixer Uppers can be diamonds in the rough if you are a handyman and are prepared to create a realistic budget.  A fixer upper can be a good way to get into a home with automatic built in equity.  If you are an individual who can recognize potential then our Fixer Upper properties are what you are looking for.</p>
<p><a href="http://www.allprosrealty.com/buyer-and-seller ">Fill out the request for information form here</a> and we will send you the most current fixer upper listings.</p>
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		<title>First Time Home Buyer Program</title>
		<link>http://www.allprosrealty.com/for-buyers/first-time-home-buyer-program/</link>
		<comments>http://www.allprosrealty.com/for-buyers/first-time-home-buyer-program/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 17:29:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[Free Seminars]]></category>

		<guid isPermaLink="false">http://www.allprosrealty.com.com/?p=331</guid>
		<description><![CDATA[Why Rent? If you are a first time buyer there are several loan programs available that will allow you to purchase a home with zero down payment. If you are currently or were previously in the military you very likely will have the benefits of the GI Bill and will be able to purchase a [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.allprosrealty.com/wp-content/uploads/2010/04/Family-of-4.jpg" rel="shadowbox[post-331];player=img;"><img class="alignright size-medium wp-image-332" title="Family of 4" src="http://www.allprosrealty.com/wp-content/uploads/2010/04/Family-of-4-300x199.jpg" alt="" width="300" height="199" /></a>Why Rent? If you are a first time buyer there are several loan programs available that will allow you to purchase a home with zero down payment.</p>
<p>If you are currently or were previously in the military you very likely will have the benefits of the GI Bill and will be able to purchase a home with no down payment.</p>
<p>If you are not in the military you can also purchase a home with no down payment.</p>
<p>All/Pros offers free educational seminars for the purpose of offering this service to the public.  These seminars are held on a monthly basis.</p>
<p>For schedule and times of recommended class</p>
<p><strong>“Road Map For The First Time Home Buyer”</strong></p>
<p><strong> </strong></p>
<p><a href="http://www.allprosrealty.com/resources-form ">Please fill out form located here.</a></p>
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